Support with redundancy and nailing that new job

Care first

Care first Information Specialists are expert advisors, trained by Citizens Advice, and can provide comprehensive answers and assistance on a wide range of financial issues including managing debt. Care first also provide 24/7 telephone/online counselling support.  Both services are completely confidential and free of charge to staff.

Tel: 0800 174 319

Website: www.carefirst-lifestyle.co.uk  (username: dhuft and password: wellbeing)

After logging in see the Finances section https://carefirst-lifestyle.co.uk/extranet/at-home/finances which has lots of information about common issues facing people today, including coping with changes at work.

Financial analysis tool:

With MyEva financial analysis tool you can create an account to access your financial health check score, tools and calculators and a series of short ‘tasks’ to help you manage day to day spending, reduce debt, build up your savings, review your mortgage options and much more.

You can also book a FREE 30 minute call with a Care first financial adviser
(scroll along ‘Essentials’ once you are logged into MyEva and select ‘Speak to an expert about your essentials’).  Please note there is no financial advice given in the call – the purpose is to understand if you would benefit from regulated financial advice, based on your personal circumstances.  If so, you are walked through the process and the charges that apply.

Webinars:

The following webinar was produced by Care first.  You can view it retrospectively by clicking on the link below and registering with your name and DHC email address:

• (23.06.20) Top tips for writing a CV + background information

PayPlan

PayPlan is one of the UK’s leading free debt advice providers, and offers free debt help and debt management plans.

Tel: 0800 280 2816 (Mon to Fri 8am – 8pm, Sat 9am – 3pm)

Get free, confidential advice quickly – choose help online, by phone or email.  You can submit your debt problem online by using PayPlan’s Debt Help Form.

Website: https://www.payplan.com/dhut/

Visit the Trust’s customised web page for reliable advice on a wide range of debt solutions as well as free debt advice, including credit score and debt, self-employed debt help, benefits, family and joint debts and debt and your home.

PayPlan Financial Wellbeing Hub:

PayPlan’s new Financial Wellbeing Hub is divided into two.

Financial education, which includes:

• Redundancy guide – a pdf document you can download/print off
• Redundancy pay: what are you entitled to?
• Budgeting and banking – how to make a budget, expert tips, banking options, living on a low or reduced income and a list of FAQs.
• Reduce your spending – 8 ways to save money.
• Maximise your income – 6 steps to boost your income : free benefits check, grants, help with school meals, uniforms and activities, check you’re being paid the right amount, secure your bank account and ways to make more money.
• Types of credit and debt – different types of credit and debt, priority payments, non-priority and other debts, understanding your credit report, methods for paying off debt.

Financial wellbeing, which includes:

• Money and mental health – understand how important mental health is when dealing with money, and what help is available.
• Physical health on a budget – Taking care of your body helps care for your overall wellbeing. Learn how to look after your physical health.
• Addictions and debt – Where to go for support with addictions, including our steps to prevent problem gambling.
• Relationships and debt – Understand where your relationships sit on the healthy, unhealthy and abusive spectrum – and know where to go for help and advice should you need it.
• Your health and wellbeing at home – Practical steps to improve your health and wellbeing from home.
• Financial wellbeing resources – If you’re looking to for ideas of how to educate young people on money matters, find out more about redundancy and debt or guides to improve your financial wellbeing – this is the place to be. 

MoneyHelper                 

MoneyHelper brings together the support and services of three government-backed financial guidance providers: the Money Advice Service, the Pensions Advisory Service and Pension Wise.  It offers free and impartial advice on an extensive range of topics, including help and guidance to improve your finances, tools and calculators to help keep track and plan ahead.

Money guidance

Tel: 0800 138 7777 / Typetalk: 18001 0800 915 4622 (Mon – Fri, 8am – 6pm.  Closed weekends and bank holidays)

Online web chat (Mon – Fri, 8am – 6pm and Sat, 8am – 3pm.  Closed Sunday and bank holidays)

WhatsApp – add +44 77 0134 2744 to your WhatsApp to talk live on WhatsApp

Web form – you can submit a question through the online enquiry form (aim to respond within 2 working days)

Pensions guidance

Tel: 0800 011 3797 (Mon – Fri, 9am – 5pm.  Closed weekends and bank holidays.

Online web chat (Mon – Fri, 9am – 6pm.  Closed weekends and bank holidays.

Web form – you can submit a question through the online enquiry form (aim to respond within 5 working days)

Pension Wise appointment – if you’re over 50 and have a defined contribution pension you can book a free 45 – 60 minutes over the phone or face-to-face appointment.  Book your appointment online or over the phone: 0800 138 3944.

Website: https://www.moneyhelper.org.uk/en

• Losing your job – facing redundancy, managing money after job loss, alternatives to redundancy and redundancy pay (inc redundancy pay calculator)

Citizens Advice

The Citizens Advice Service provides free, confidential advice by phone, email or online chat (face to face advice is currently suspended due to the coronavirus).

Tel: 0800 144 8848 – you can contact an adviser through this national Adviceline or use this search facility to locate the contact details of your local office.  The national adviceline is available Mon – Fri, 9am – 5pm (not available on Public Holidays).

Online chat – use this link to talk with a trained adviser about debt problems (usually available Mon to Fri, 8am – 7pm) or this link for any other kind of problem (usually available Mon to Fri, 9am – 5pm)

Website: https://www.citizensadvice.org.uk/

The Work section of the website contains everything you need to know about your employment rights, including preparing for after redundancy.

• Leaving a job – dismissal, redundancy, resigning, after leaving your job

National Careers Service

The National Careers Service provides information, advice and guidance to help you make decisions on learning, training and work, with specific advice on coping with the current employment situation.

Careers advisers can be contacted in a number of ways:

Tel: 0800 100 900 (8am – 8pm, Monday – Friday and 10am – 5pm on Saturday).

Webchat – this service is open from 8am – 8pm, Monday – Friday and 10am – 5pm on Saturday.

Website: https://nationalcareers.service.gov.uk/

The website offers online tools to assess your skills, search job profiles and look for courses.  It also offers loads of careers advice.

• Redundancy and losing your job – courses to retrain or upskill, how to look for work, updating your CV, preparing a cover letter and preparing for phone or video interviews
• How to bounce back in a tough jobs market – how to build resilienceFREE training
• If you’d like to develop your skills or explore ideas for a career change here are some free online digital courses that include general skills that apply to all job sectors and some more specialised skills.
• Many organisations offer free online learning too – check out some of these.
• Explore the wide range of free courses offered by Future Learn ​​​​​

ACAS

ACAS provides free, impartial advice on workplace rights, rules and best practice.  If you have a workplace problem you want to discuss you can call the Acas helpline to talk through your options – please note that ACAS cannot give an opinion or legal advice.

Tel: 0300 123 1100 (8am – 6pm, Mon – Fri)

If you have a hearing or speech impairment, you can contact ACAS using Relay UK:  18001 0300 123 1100.

Website: https://www.acas.org.uk/

See Advice for help on employment law, HR processes and good practice, inc flexible working, employment contracts, pay and wages, health and wellbeing, holiday, sickness and leave, job applications and lots more.

The website also offers comprehensive advice on your rights during redundancy.